850 Cassatt Road 100 Berwyn Park
Bryan R. Cogliano, CFP® - Certified Financial Planner™ Practitioner
Bryan R. Cogliano, CFP®, graduated with honors from West Chester University with a degree in Finance in 2001. Bryan furthered his education and obtained the prestigious CFP® mark in 2005. These marks identify those individuals who have met and continue to meet the rigorous education and ethical requirements of the CFP® Board of Standards and buy 25 other distinct organizations affiliated with the Financial Planning Standards Board.
Bryan's practice is committed to focusing on the needs of family-owned businesses and entrepreneurs; as well as accomplished individuals and professionals. In this capacity, his clientele includes many prominent families, individuals, and professionals in the Delaware Valley, Seven Mile Island, and Southern Delaware/Eastern Shore, Maryland Region(s).
If you've been looking for someone to help and provide some clarify, direction and coordination; look no further than the CERTIFIED FINANCIAL PLANNER™ Certification. Ethically-bound to put your needs above their own; CFP® Certification is recognized as the highest standard in Financial Planning. Less than 25% of practicing Financial Advisors in the industry can claim this distinction. Visit letsmakeaplan.org for more information.
In 2019, Bryan completed coursework in the inaugural partnership program with The Wharton School of The University of Pennsylvania and the CFP Board on Client Psychology. Further distinguishing his practice by securing a greater understanding from prestigious Professors on complex subject matter and topics including the neuroscience behind decision-making, behavioral finance, financial biases and behaviors impact on decision-making, and emotional intelligence.
Bryan and his wife, Stephanie, have four children and reside in Lower Pottsgrove, PA. They are actively involved in charitable work at the Children's Hospital of Philadelphia. Bryan is also actively involved in volunteering and coaching youth baseball with his 3 sons.
Elaine Greer - Practice Manager
Elaine Greer has been the Practice Manager for Bryan R. Cogliano, CFP® and Frank B. Hanna, Jr., ChFC® since April 2013 and has over 14 years of experience in the financial services industry. Elaine is responsible for the daily functionality of the Practice.
In her prior position, Elaine was an Associate Vice President for a municipal bond firm in the Chester County area for over 12 years. During that tenure, Elaine started as an Administrative Proposal Specialist completing requests for Financial Proposals to Counties, School Districts, and Government Agencies throughout the United States. After 2 years of service, she was promoted to Associate Vice President in which she began building a relationship with Financial Advisors and Bond Counsel assisting with the structuring and execution of various derivative and investment products for governmental, not-for-profit, and corporate clients in conjunction with Wall Street Firms. She was also responsible for tracking the bond closings and confirming funding of the transactions. At the end of her tenure with the firm, they completed over $32 Billion of Municipal Bond Transactions.
Elaine lives in the Chester County area with her husband and 2 children.
Megan Martin - Paraplanner
Megan Martin is a Financial Paraplanner focusing on all-inclusive financial plans, life insurance, estate and retirement planning, and developing comprehensive pieces for clients.
In her previous position, Megan was a Client Experience Consultatnt at one of MassMutual's largest agencies. During this time, she leveraged her strong communications background from her career in marketing to drive proactive outreach to both her clients and advisors. Megan worked to implement tailored client service plans utlizing wealth management tools, coordinate the client team at the firm level, and build strong relationships with her clients through excellent customer service.
Prior to working in the financial planning sector, Megan managed the communications efforts for various nonprofit organizations in the healthcare industry including Alex's Lemonade Stand Foundation and the National Comprehensive Cancer Network. Megan graduated from the University of New Hampshire with a Bachelor's Degree in Business Administration and a Concentration in Marketing. She currently lives in Broomall, PA with her husband and two children.
Why Choose A CFP® Professional?
Most people think all financial planners are “certified,” but this isn’t true. Anyone can use the title “financial planner.” Only those who have fulfilled the certification and renewal requirements of CFP Board can display the CFP® certification trademarks which represent a high level of competency, ethics and professionalism. And because they are held to a fiduciary standard of care, a CFP® professional is required to act in your best interest.
CFP® Certification Requirements:
Education: Unlike many financial advisors, CFP® professionals must develop their theoretical and practical knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by the CFP Board. Applicants may also satisfy the education requirement by submitting a transcript review or previous financial planning-related course work. Or, they can show that they have attained certain professional designations or academic degrees that cover the important subjects in the CFP Board’s financial planning curriculum.
Examination: CFP® professionals must pass the comprehensive CFP® Certification Exam, which tests their abilities to apply financial planning knowledge to real-life situations. The exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management and insurance. This comprehensive exam ensures that a CFP® professional is highly qualified to develop a plan for your finances.
Experience: CFP® professionals complete several years of experience related to delivering financial planning services to clients prior to earning the right to use the CFP® certification trademarks. This hands-on experience guarantees that CFP® professionals have practical financial planning knowledge, so you can count on them to help you create a realistic financial plan that fits your individual needs.
Ethics: When it comes to ethics and professional responsibility, CFP® professionals are held to the highest of standards. They are obliged to uphold the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence as outlined in CFP Board’s Code of Ethics. The Rules of Conduct require CFP® professionals to put your interests ahead of their own at all times and to provide their financial planning services as a “fiduciary”—acting in the best interest of their financial planning clients. CFP® professionals are subject to CFP Board sanctions if they violate these standards.
Enforcement: CFP Board’s rigorous enforcement of its Standards of Professional Conduct— including releasing disciplinary information to the public—distinguishes the CFP® certification from the many other designations in the financial services industry. Everyone who seeks CFP® certification is subject to a background check, and those whose past conduct falls short of CFP Board’s ethical and practice standards can be barred from becoming certified. After attaining certification, a CFP® professional who violates CFP Board’s ethical and practice standards becomes subject to disciplinary action up to the permanent revocation of certification. Through diligent enforcement of its ethical and practice standards, CFP Board provides you with the confidence that your CFP® professional is both competent and ethical.
To learn more read the CFP® Consumer Guide to Financial Planning